The Community Reinvestment Act (CRA) calls for banks to actively promote and support programs that serve underprivileged members of the local communities where these banks do business.
The CRA requires that banks support programs tp help provide affordable housing, offer access to low-cost mortgage financing, fund small businesses, and sponsor other community-based programs. Each year banks are rated by the FDIC for their performance under the CRA.
This annual report “Community Strong,” describes California Bank & Trust’s community activities and illustrates how the bank enhances the quality of life and promotes economic development throughout California.
These images show the cover of the report and selected passages from inside pages. Or you can view the full report here (PDF).